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Fintech in Indonesia: Digital Payment Innovations and NarayaOne's Role in Promoting Financial Inclusion Naraya One Strategic Partnership: Collaboration for Indonesia's Digital Ecosystem Naraya One's Vision for an IPO in 2028 and National Expansion Fintech in Indonesia: Digital Payment Innovations and NarayaOne's Role in Promoting Financial Inclusion Naraya One Strategic Partnership: Collaboration for Indonesia's Digital Ecosystem Naraya One's Vision for an IPO in 2028 and National Expansion
17 Years of Digital Excellence

Your Digital Gateway
to Indonesia

17 Years  ·  19,300+ Customers  ·  5 Business Units  ·  One Platform.

~US$100B
Digital Economy
Market Size
280M+
Population
in Indonesia
221M+
Internet
Users
40%
ASEAN Digital
Market Share
Indonesia at a Glance

The world's next
digital powerhouse

Indonesia's digital economy is growing at an unprecedented pace, driven by its massive, connected, and young population.

📈
~US$100B
Digital Economy — one of Southeast Asia's fastest-growing markets
🌏
280M+
Population with 221M+ internet users — 4th most populous nation
🕌
US$265B
Halal Economy — addressable market covering finance, food & lifestyle
📡
30.5%
Rural internet penetration vs 69.5% urban — significant connectivity gap opportunity
Our Ecosystem

One gateway,
five capabilities

A fully integrated platform spanning five strategic business units — built to serve every dimension of Indonesia's digital economy.

📡
Naratel
💳
Payment
Gateway
📺
Media
🎓
Learning
Institution
🎨
Creative
Studio
🏛️ NARAYA
ONE
  • Naratel
    Enterprise telecoms & network infrastructure solutions
    ›
  • Media
    Digital media, broadcasting & content distribution
    ›
  • Creative Studio
    Brand, design & digital creative production
    ›
  • Payment Gateway
    Fintech & digital payment infrastructure for Indonesia
    ›
  • Learning Institution
    Professional development & digital skills education
    ›
Strategic Partners Reinforced by five national-scale partners
BSI logo
BSI
Bank Syariah Indonesia — Halal economy & Islamic finance
PENS logo
PENS
Politeknik Elektronika Negeri Surabaya — tech education
Komdigi logo
Komdigi
Kementerian Komunikasi & Digital RI — government alignment
4 Partnership Models

Choose the model
that fits your goals

01
Strategic Investment
Hybrid Sukuk · IPO Equity · Zero Dilution
Fuel subscriber expansion and captive market monetization.
  • USD 2M Hybrid Sukuk
  • Asset-backed + growth-backed structure
  • 10.4x projected value creation model
  • Zero equity dilution
  • IPO target: IDX 2028
02
Technology Integration
Embed Your Technology. Reach 142K Devices on Day 1.
Deploy your technology into a live ecosystem.
  • 142K+ connected devices
  • Production-ready environment
  • 60-day pilot program
  • AI, IoT, Cloud, SaaS, Cybersecurity, and more
  • Revenue share / License model
03
Telco / ISP Partnership
Fastest Entry Into Indonesia’s Broadband Market.
Scale your telco/ISP business with our infrastructure.
  • Active ISP License
  • Fiber + Wireless + IoT infrastructure
  • APJII & APJATEL member
  • MVNO / Wholesale / Co-build models
  • Rapid market deployment
04
Go-To-Market Partnership
Reach Indonesia at Scale. Together.
Launch and grow together in Indonesia.
  • Access 280M+ population
  • Reach 60M+ SMEs nationwide
  • Banking integrations live & growing
  • White-label / Co-sell / Bundle opportunities
  • Strong distribution ecosystem

Let’s Build Indonesia’s Digital Future Together.

■Infrastructure We Build
■Technology We Integrate
■Ecosystem We Monetize
■Impact We Deliver
📍 Live Event

Meet us at
CommunicAsia 2026

📅 May 20–22, 2026
📍 Singapore EXPO
🎯 Hall 3, Booth 3K2-7
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News & Insights

Stay in the loop

Fintech in Indonesia article thumbnail
May 5, 2026
Fintech in Indonesia: Digital Payment Innovations and NarayaOne's Role in Promoting Financial Inclusion
The development of financial technology, or fintech, in Indonesia has shown significant growth in recent years. The increasingly widespread digital transformation has driven the emergence of various innovations in this sector.
Read more →
Naraya One Strategic Partnership article thumbnail
May 7, 2026
Naraya One Strategic Partnership: Collaboration for Indonesia's Digital Ecosystem
Digital transformation in Indonesia is no longer just a trend; it has become a critical necessity for both the public and businesses. Behind this acceleration lies one key factor that often determines success: collaboration.
Read more →
Naraya One IPO 2028 Vision article thumbnail
May 8, 2026
Naraya One's Vision for an IPO in 2028 and National Expansion
The development of the digital economy in Indonesia over the past decade points to a very clear direction: digitalization is no longer an option, but a necessity. Companies that can anticipate the direction of change will have a significant opportunity for substantial growth.
Read more →